Your Next Home: the home movers guide
Moving home isn't your first time, but it's probably been a few years, and a lot has changed. Lender criteria are tighter, the rate environment is different, and even the parts of the process you remember work slightly differently than they used to. This guide focuses on what's worth knowing second time round.
What's inside
The terms that come up most, including porting, equity and early repayment charge. The ten steps, and what changes second time round. What's actually changed since your last mortgage. The four numbers that decide what's possible. A refresher on the decision in principle. The costs nobody warns you about, including the one most movers underestimate. Porting against a fresh deal, and how I actually decide. Managing the chain, and what to do if your buyer pulls out. Offer accepted to keys in hand. And whether the protection you set up last time still fits the mortgage you're taking on now.
Get the guide
What happens next
The guide opens straight away. I'll aim to message you on WhatsApp within one working day to see whether anything raised a question. Nothing to commit to.
“Great service, we find moving house very daunting so good to have someone who knows the process and is knowledgeable and can ask advice to. Works around our availability :)”